Practice Areas > Traffic Defense > No Insurance
No Insurance Charges
In New Jersey the penalities for driving with no insurance are greater than those for first offense drunk driving or some drug possession charges. If you are convicted of driving without insurance you will automatically lose your license for one year; pay more than $1000 in fines, court costs, and surcharges; and be sentenced to community service. It is important to get legal advice as soon as you are charged. For more information contact our office at 732-845-3203 and arrange a free consultation. Our defense attorney will explain how we may be able to help.
Operating without insurance charge: defense
At Rayalaw, we consider each case unique, and work to find a unique solution. When crafting a defense to a charge of driving without insurance your lawyer will consider the following questions:
-Was your motor vehicle insurance canceled without your knowledge, or because an agent failed to forward your payment?
-Were you driving a car owned by someone who was visiting New Jersey or had recently moved to the state?
-Were you ever notified of your policy being canceled?
-Did you think you were insured under a policy owned by another member of your household?
-”Operation” is defined differently for an insurance issue than in a case involving drunk driving or driving under the influence of drugs. Were you truly operating the uninsured vehicle?
-Will the court amend the charges to “failure to exhibit documents” if you have a valid insurance card by the time you go to court?
If you have been charged with driving without insurance, you can only make a well-informed decision about how to proceed after discussing your case with an attorney with the appropriate experience. If you would like to speak with me, call 1-732-845-3203 or e-mail Ray at rraya@rayalaw.com to set up a consultation.
I represent clients who have received a summons or been arrested on a wide variety of traffic violations, defending them throughout New Jersey.
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